Working For You: Insurance coverage beyond damage - WOWK 13 Charleston, Huntington WV News, Weather, Sports

Working For You: Insurance coverage beyond damage

Posted: Updated:
CHARLESTON, West Virginia -

Since the June 29 storm, insurance companies have been fielding a steady stream of calls. 

While many have been about car or home damage, the majority have been about spoiled food. 

Insurance customers, according to Diana Thomas, manager with Ramsey Insurance Agency, often don't know everything in there policies and it's up to them to ask about many of them. 

Spoiled food, hotel costs while your home is unlivable is often attached to homeowners insurance policies. Each policy is different, though, so Thomas said to check with your insurance agent. 

"You need to call your agent," said Thomas. "Some companies automatically include it but some do it by a charged endorsement or amendment to the policy."