Insurance may help pay for storm damage to your home - WOWK 13 Charleston, Huntington WV News, Weather, Sports

Insurance may help pay for storm damage to your home

Posted: Updated:
  • Most Popular StoriesMost Popular StoriesMore>>

  • Body found in woods in Elkview, WV

    Body found in woods in Elkview, WV

    Saturday, April 19 2014 10:27 PM EDT2014-04-20 02:27:26 GMT
    Kanawha County Sheriff's Deputies are investigating a body has been found in a wooded area Saturday, April 19, 2014.
    Kanawha County Sheriff's Deputies are investigating a body has been found in a wooded area Saturday, April 19, 2014.
  • Kanawha County Sheriff is investigating early morning robbery in Elkview

    Kanawha County Sheriff is investigating early morning robbery in Elkview

    Sunday, April 20 2014 7:26 AM EDT2014-04-20 11:26:34 GMT
    The Kanawha County Sheriff Department were called to the scene of a robbery at the 7-11 along the 5000 block of Elf River Rd N in Elkview around 5:45 am Sunday.According to dispatchers a older white male wearing a black and red bandana and a dark blue shirt entered the store demanding money.Dispatchers also so say the suspect were carrying a box cutter. The suspect was able to to get away with an undetermined amount of cash.Continue to follow wowktv.com for more information as it becomes avai...
    The Kanawha County Sheriff Department were called to the scene of a robbery at the 7-11 along the 5000 block of Elf River Rd N in Elkview around 5:45 am Sunday.According to dispatchers a older white male wearing a black and red bandana and a dark blue shirt entered the store demanding money.Dispatchers also so say the suspect were carrying a box cutter. The suspect was able to to get away with an undetermined amount of cash.Continue to follow wowktv.com for more information as it becomes avai...
  • Local high school gets out-of-state complaint for wrestling t-shirts with Bible verse

    Local high school gets out-of-state complaint for wrestling t-shirts with Bible verse

    Friday, April 18 2014 7:11 PM EDT2014-04-18 23:11:17 GMT
    Photo courtesy WTAPPhoto courtesy WTAP
    An out-of-state group has filed a complaint with Wood County, WV schools in connection to the Parkersburg South wrestling team's shirts.
    An out-of-state group has filed a complaint with Wood County, WV schools in connection to the Parkersburg South wrestling team's shirts.

When storms hit they can bring wind and hail that leave your home with dents.

"I noticed some dents in some wrappings in the windows and wondered where they came from," said homeowner Carr Grubb.

Carr Grubb said he didn't know hail had damaged his home until a couple months after the storm. He hired a professional to inspect it and found out he did have hail damage to his home.

President of Universal Builders of America, Jacob Noland, showed me damage to Grubb's home.

"Some of the soft metals, you can see right here there's a dint in the downspout," said Noland.

If you don't get damage fixed to your home, experts said it can get worse.

Insurance broker Don Wilson said your home insurance may cover hail and wind damage, but you have to act fast. There may be a time limit on when you can file a claim following a storm.

"I tell my clients to file a claim immediately," said Don Wilson.

Experts suggest you have your home inspected every 2 years.

Brokers suggest you know your deductible. If the damage is worth less than your deductible, it won't be covered by your insurance. Therefore, it may not be worth filing a claim.

"Any claim has the ability to affect your premium," said Wilson.

Storm damage to your home can cost you thousands, but getting help from your insurance company may ease the pain on your pocket.